Payment Gateways in Bangladesh: A Complete Guide by Jarin Tech
🧾 What Are Payment Gateways, and Why Do They Matter?
Before we dive into the list, let’s clear the basics. If you run an online business, you already know how crucial it is to offer secure, fast, and user-friendly payments.
A payment gateway is a technology that lets businesses accept payments online via debit/credit cards, mobile banking, or digital wallets. In simple terms—it’s the bridge between your website and your customer’s money.
And in 2025, payment gateways in Bangladesh are not just a convenience—they’re the core of how e-commerce, SaaS, and service-based businesses collect revenue.
📈 The Rise of Digital Payments in Bangladesh
The digital payment ecosystem in Bangladesh has grown massively over the last few years. With more businesses moving online and customers preferring cashless transactions, payment gateways in Bangladesh are now supporting everything from small Facebook stores to large online retailers.
Mobile banking apps, QR payments, e-wallets, and card gateways are becoming everyday tools—not future tech.
So, if you’re planning to launch or scale your online business, choosing the right payment gateway in Bangladesh is a must.
🏆 Top Payment Gateways in Bangladesh (2025)
Here’s a breakdown of the most trusted and widely used payment gateways in Bangladesh for businesses in 2025:
1. SSLCOMMERZ
One of the oldest and most reliable players in the game.
- Supports local cards, international cards, mobile banking, and wallets
- Easy integration with WooCommerce, Shopify, and other CMS
- Offers EMI, subscription, and split payment support
- Competitive transaction fees
- Local support and onboarding assistance
SSLCOMMERZ remains a top choice for e-commerce brands looking for stability and wide coverage.
2. ShurjoPay
ShurjoPay is licensed by Bangladesh Bank and growing fast in adoption.
- Easy merchant onboarding
- Accepts bKash, Nagad, Rocket, and Visa/MasterCard
- Secure encryption and fraud detection
- Custom integration options for developers
- Ideal for startups and small online retailers
It’s one of the most user-friendly payment gateways in Bangladesh for new businesses.
3. aamarPay
Known for its fast approval and solid customer service.
- Accepts cards, mobile payments, and even EMI
- Pre-built plugins for WordPress, Magento, and OpenCart
- Option to create payment links—perfect for freelancers
- Real-time reporting dashboard
If you’re a solo entrepreneur or freelancer, aamarPay is one of the most convenient options out there.
4. bKash Payment Gateway
The most popular digital wallet in Bangladesh now offers its own gateway solution for businesses.
- Huge existing user base = higher trust
- Instant payments via bKash app
- Works well with mobile-first businesses
- Great for local e-commerce and service providers
If your target audience already uses bKash (and let’s be real, they do), this is a must-consider.
5. PortWallet
Flexible and growing in popularity for developers and SaaS platforms.
- REST API for custom integrations
- Accepts major cards and mobile payments
- Clean interface and good documentation
- Recurring billing and invoice creation supported
One of the most tech-forward payment gateways in Bangladesh, especially for startups with custom systems.
🤔 How to Choose the Right Payment Gateway in Bangladesh
Not every business needs the same payment solution. Here’s how to choose smart:
1. Know Your Audience
Are your customers mostly mobile users? Students? Corporate clients? Choose a gateway that supports their preferred methods (like bKash for mobile users or Visa/MasterCard for corporate payments).
2. Integration Ease
Check if the gateway integrates easily with your platform (e.g., WordPress, Shopify, custom PHP). Simpler integrations = faster launch.
3. Transaction Fees
Compare rates—but don’t just go for the cheapest. Look at uptime, security, and support.
4. Settlement Period
How quickly will the money hit your account? Faster settlements are better for cash flow.
5. Support and Documentation
A good payment gateway in Bangladesh should offer clear documentation, a support team, and live onboarding if needed.
🔐 Security is Non-Negotiable
With more payments going online, data protection and transaction security are more important than ever.
Make sure your chosen provider:
- Has SSL and PCI DSS compliance
- Supports two-factor authentication
- Monitors for fraud and suspicious behavior
- Offers secure payment tokenization
Reputation matters. Never compromise on security for lower fees.
🛍️ E-commerce and Payment Gateways: The Perfect Match
If you run an online shop, choosing the right payment gateway is as important as your website design or product quality.
Here’s why:
- A smooth payment process reduces cart abandonment
- Familiar options (like bKash or Nagad) increase conversion
- Secure gateways build customer trust
- Fast settlement improves business cash flow
In other words—your payment gateway isn’t just a “tech thing.” It’s a revenue engine.
✨ The Future of Payment Gateways in Bangladesh
Trends to watch in 2025:
- QR payments becoming mainstream
- NFC and Tap-to-Pay technology
- AI-driven fraud protection
- Cross-border e-commerce support
- Subscription and digital goods payments expanding fast
The next generation of payment gateways in Bangladesh is going to be smarter, faster, and more personalized than ever.
At the end : Choose the Gateway That Grows With You
The right payment gateway in Bangladesh does more than just process payments. It gives your business credibility, helps you scale smoothly, and keeps your customers coming back.
Whether you’re just getting started or you’re ready to upgrade your payment systems—making the right choice now can save you time, money, and lost sales down the road.
🚀 Need Help Choosing or Integrating a Payment Gateway?
At Jarin Tech, we’ve helped dozens of businesses choose and integrate the perfect payment gateway in Bangladesh—with zero stress.
👉 Book a free consultation today and let’s make sure your business gets paid the right way.
📚 Want to Keep Learning?
Check out this popular blog from Jarin Tech:
👉 What is E-commerce — Learn how SEO and performance affect payment success. Don’t forget to subscribe to our YouTube Channel @JarinTech
